I have something different for you all today. Some of you may not know that most of my working life has been as a paralegal. Yep, totally different than my after 5:00 life on the farm. I have reduced my time at the law firm to now-a-days I work 3 days a week at the law firm in the city, and the other 4 days doing what I love the most which is DIY’ing at the farmhouse. My paralegal self likes to organize and be able to find papers and documents when needed……I am one of those
grabby organized wives that take the receipts for purchases immediately from my husband so I can file away in case its needed later. I know, I know its boring.
But anywho……lets get back to the MUST HAVE DOCUMENT that you need to have for your home. Its not fun or exciting but if disaster strikes….no matter what type – natural disaster, fire or theft you will be darn glad you have this inventory binder. It’s best to be prepared and you will thank
me yourself later if something were to happen.
So I am making it easy for you with this free Printable “HOME INVENTORY BINDER”. The biggest step you can take toward being prepared is to take a few hours and prepare this document, which will help you get reimbursement from your insurance company for any lost possessions. Having a detailed inventory makes it easier to file an insurance claim and will help your claim get processed quickly.
HERE IS WHAT YOUR NEED:
- A way to take photos of items, smart phone, camera, video.
- Print the binder document (Home Inventory Binder link is at the bottom of this post)
- 3 Ring Binder to hold the documents
- Print extra item sheets (from the binder printable) as needed
- Printer or local photo (CVS or Walgreens) to print the photos to attach to the binder.
You have heard the old adage “knowing is half the battle” …… A full home inventory can:
Help you figure out how much insurance to buy
Speed up the claims process
Help verify losses in case of theft, natural disasters, or fire.
How you make the inventory is up to you though.
Physically walk around your house to build your list. You don’t want to do it from memory,
because we’re all humans and our memory isn’t always spot on.
Go from room to room and organize your list that way. It’s faster and easier.
Save receipts! You’ll want to describe the cost of your inventoried items, and receipts are much more accurate than guessing.
Take pictures! Pull out that smart phone, disposable camera, or reliable old Polaroid and visually record the things on your inventory. Print your photos on your printer or you can use one of the fast photo printing shops at CVS or Walgreens.
Attach photos to corresponding item description in your Inventory Binder.
Once you’ve gotten your inventory (whatever form it takes), make sure to protect it. Store it in a safety deposit box, in a strong safe or lockbox, on a cloud storage service, or with a friend. Just make sure it’ll survive if there’s ever major damage to your home. Remember that’s what it’s there for!
Click here to get your Free printable: Home Inventory Binder 2015 Color 1
Don’t forget to pin to your PINTEREST board so you can have it at your fingertips when ready to create. You can follow me on Pinterest to see what I am pinning these days.